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The Mortgages Centre

Protection

Make sure you get to keep what you've earned

Regardless of what life throws at you, your mortgage still needs to be paid even if your pay stops, or you aren’t around to pay it. This is where protection comes in.

When you become a client of ours, we will ensure all your needs are identified and the right solutions are provided. You will go to sleep at night knowing that; the debt on your home can still be paid if you are sick or injured and can’t work; that your debts can be cleared if you get a critical illness like cancer so that you can focus on recovery and not worry losing your home; and that your partner isn’t left with an enormous debt if you die.

Your protection needs will be considered early on to make sure that once you have your home it won’t be taken away from you due to lack of planning. This is part of becoming a home owner.

It is important to review your protection regularly to ensure it is still right for you. Get in touch to book a review.

Income Protection
Your mortgage still needs to be paid even if your pay stops. Income Protection replaces your income when you are too sick to work, protecting your home, and your life style.
Life Insurance
A mortgage is a huge commitment, especially if you are having one with a somebody else. It's your responsibility to make sure you don't leave that person with an enormous debt if they are left without you.
Wills
Once you own a home you have something to give away when you die. A will makes sure it goes where you want it to. Wills are essential for anyone responsible for children. I can introduce you to an excellent Will Writer. (Wills are not regulated by The Financial Conduct Authority and we are not authorised via PRIMIS Mortgage Network to advise on them.)
Critical Illness Cover
Long-term insurance policy which covers serious illnesses listed within a policy examples include cancer, heart attacks etc. If you get one of these illnesses, a critical illness policy will pay out a tax-free, one-off payment. This can help pay for your mortgage, rent, debts, or alterations to your home, such as wheelchair access, should you need it.

Why The Mortgage Centre

  • Independent, unbiased and impartial advice
  • Access to over 25 Insurers and 100's of Protection products.
  • Flexible appointments at times to suit your schedule
  • Tailored advice based on your individual circumstances
  • Reliable, friendly and professional

Get in touch to unlock your home buying potential

Get In Touch

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. 

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.